At Industrial Alliance

We pay you an education bonus of up to 15% of the total monthly contributions paid into the Diploma RESP. The bonus varies according to the beneficiary’s age at the time of enrolment.
PAC: Beneficiary’s age when the plan is issued and when a PAC increase is made.
Lump-sum deposit: Beneficiary’s age when
the deposit is made.
Education bonus as a % of total PAC
contributions and as a % of the lump-sum
deposits made according to each year of
deposit.
0-4 years 15.0%
5 years 13.5%
6 years 12.0%
7 years 10.5%
8 years 9.0%
9 years 7.5%
10 years 6.0%
11 years 4.5%
12 years 3.0%
13 years 1.5%
14 years 1.0%
15 or more years 0.0%

Your protection against financial market fluctuations may attain and even exceed 100% of the capital invested.